Limit Increase
We review your repayment history and income to request a higher credit limit from your bank — often approved within 24 hours.
- Soft eligibility check
- No impact to CCRIS score
Trusted by 50,000+ Malaysian cardholders
Unlock more from your credit card
Increase your limit, cash out instantly, and turn every purchase into easy installments — all in one elegant app built for Malaysians.
- Avg. limit increase
- Cash out in minutes
- 0% installment plans
KrediMax
Platinum
4.9
5412 ••• ••• 8804
Avg. limit increase
RM 48,000
Platinum · Approved
Aisyah R.
Everything your card can do
Three ways we grow your credit
Whether you already hold a card or are applying for your first, KrediMax helps you get more from every ringgit.
Instant Cash Out
Convert available credit into cash in your bank account. Funds arrive fast, with transparent fees and no hidden charges.
- Direct to bank account
- Flat, upfront fees
0% Installments
Split any purchase into manageable monthly payments — from groceries to gadgets — with zero interest at partner merchants.
- Up to 36 months
- 1,200+ partner stores
RM180M+
Credit unlocked for members
24h
Average approval time
98%
Application success rate
4.9★
Average member rating
How it works
Three steps to more credit
No paperwork. No queues. Just a smarter way to manage your card.
01
Link your card
Securely connect your existing credit card in under 60 seconds.
02
Pick your goal
Choose limit increase, cash out, or installment — and we build a tailored plan.
03
Get approved fast
Our team submits everything to your bank and updates you in real time.
Transparent pricing
Plans that fit your goals
No membership fees to join. Pay only when we deliver results.
Starter
Free
For first-time applicants exploring their options.
- Soft eligibility check
- 1 limit increase request
- Email support
Most popular
Growth
2%/ approval
Most popular — full service for active cardholders.
- Unlimited limit requests
- Cash out up to RM30k
- Priority bank liaison
- Dedicated specialist
Elite
Custom
Concierge support for high-limit and business cards.
- Unlimited everything
- Cash out up to RM250k
- 24/7 WhatsApp concierge
- Business card support
Loved by members
Real results from real Malaysians
From KL to Penang to Kota Kinabalu — our members are putting their credit to work.
“My limit was stuck for two years. KrediMax got it raised by 60% in a single day. The team handled everything with my bank.”
Aisyah R.
Kuala Lumpur
“Needed cash for an unexpected repair. The cash-out landed in my account within 20 minutes. Genuinely transparent fees.”
Tan W. M.
Penang
“Bought a new fridge on 0% installments across 12 months. No interest, no fuss — exactly what they promised.”
David L.
Kota Kinabalu
Get started
Ready to unlock more credit?
Tell us a little about your card and our team will build your personalised plan — usually within one business day.
- Limit increase
- Cash out
- Installment plan
- All of the above
Questions
Frequently asked questions
Everything you need to know before you apply.